Los usuarios de Mercado Pago deben tomar ciertos recaudos para que la AFIP no solicite información por las transferencias que hacen.
La Administración Federal de Ingresos Públicos (AFIP) exige a plataformas financieras, incluyendo a Mercado Pago, que informen ciertas operaciones realizadas por los usuarios. Contrariamente a lo que se cree, no todas las transacciones pasan desapercibidas para las autoridades fiscales.
¿Qué informa Mercado Pago a la AFIP?
Al igual que los bancos, Mercado Pago debe reportar ciertas operaciones de sus usuarios a la AFIP. Las transacciones que superan ciertos montos mínimos establecidos por la AFIP son las que deben ser informadas.
Nuevos límites de reporte establecidos por la AFIP
, el límite establecido por AFIP es de $200.000 sin necesidad de realizar una declaración jurada, por lo que superando este monto se incremente el “riesgo” de que se deba declarar la procedencia del dinero.
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312.1211.2414.1392.2468.296.1067.1972.1095.2159.2038.2568.2909.523.568.891.301.302.1991.1603.304.2956.451.956.3030.305.1646.308.1953.2809.1299.1689.1045.436.3050.2889.313.2205.2908.788.1416.618.590.771.3223.925.318.319.2271.322.1141.1109.3024.1427.3187.2968.3135.591.2151.576.326.2846.2376.1098.1921.1250.2108.2942.847.1053.327.857.3093.1865.2975.1898.1757.2277.1651.1310.1362.1653.2555.1150.1742.2888.727.1922.3196.1346.1827.941.2204.329.1017.2462.1031.2252.1420.2917.1825.1449.3075.2063.2610.2733.1023.1370.1344.2306.334.2785.2454.1749.2604.2517.3184.1570.335.536.2612.926.121.2880.337.2848.1205.1051.2477.339.996.342.2916.2583.896.2761.2743.1942.2730.2993.3127.2891.922.2701.592.2980.2189.2531.352.2885.355.3063.357.358.2325.2748.964.3153.1682.855.2365.578.2552.353.2484.367.2274.2217.2621.1859.2068.2299.1186.1660.2927.1151.3099.1025.1356.2768.368.369.2115.1807.1228.3128.3100.370.2595.371.3008.2609.372.960.2181.1699.2686.858.2034.413.2359.382.1766.1648.1725.2073.1184.2961.1641.2544.579.385.3104.2692.1894.2783.2712.1210.388.1024.735.2618.3038.390.1094.392.2377.2987.3136.2407.824.1074.2127.1238.394.395.2447.389.2301.1967.1430.2547.2832.2389.2657.2628.2145.838.899.982.3055.399.2284.3091.1947.2394.401.402.2844.2393.1415.2435.2838.2332.3120.2163.1177.2569.3014.2459.1928.1027.787.2940.2979.1629.39.2388.1744.407.2873.2549.2498.410.973.2344.411.3163.415.1974.2854.860.3077.2966.3065.737.1902.1596.420.1943.2527.2814.1637.414.1465.1282.2358.1721.2035.1435.1611.2402.2106.1873.1034.1938.426.1833.2643.2793.3137.555.1208.1048.2403.430.1127.1402.2216.1822.2578.2269.1870.2116.1906.1468.593.974.2188.1129.1979.2949.1419.2935.2333.979.3159.1591.841.3210.1046.3003.2652.1737.2179.442.2053.2427.1364.2160.2872.2354.445.1247.446.1934.2339.2636.2234.1217.1691.449.1309.2137.2691.2015.452.1307.2534.1385.1557.1537.1411.1796.453.454.901.1185.455.2995.3094.2100.2876.1753.2937.2542.1884.2520.2901.2676.1270.2312.462.3070.2556.2400.2933.2052.463.464.624.424.465.2567.2223.1665.2791.2930.3151.2653.959.1149.2263.2714.2656.1769.1897.1521.468.1137.469.2088.1341.2173.1985.2650.1638.1012.1579.3130.2412.2874.3189.471.1911.1643.2740.2379.474.475.2154.1515.2648.1118.1816.1944.2273.1412.1842.2473.1840.2002.1047.3058.1347.1607.2770.2499.2869.1702.393.985.1405.2580.1102.903.487.2879.2272.2602.1723.2729.2634.904.485.1261.486.2638.3002.1227.2840.3089.491.480.2056.2631.803.1958.2183.2599.493.1558.1285.1107.2798.495.494.1571.1724.2920.1808.1054.1846.2695.3118.499.913.1303.2461.2156.2432.2887.2010.3025.2070.1626.1170.2220.2416.508.2228.741.1193.509.1697.1786.510.511.2178.1755.2491.2481.1222.2651.2690.853.3010.2343.259.2113.2227.1771.517.482.910.3205.2969.397.2465.2894.2677.3222.2471.3202.583.1588.2776.2744.3068.1995.1800.522.614.981.1055.1279.1376.1917.2672.1512.2492.2707.2811.1092.2171.1189.2150.1320.1889.2371.3000.1103.2058.584.1330.1823.526.527.1213.2091.3133.1462.2486.1793.1286.2624.530.1685.1885.347.2418.2309.1030.2698.1720.2863.2784.2074.1165.1033.1615.2086.1440.2372.2083.540.1555.1722.3048.919.2924.542.543.821.544.585.1768.2289.798.586.1442.3033.1529.1463.2991.2237.323.2851.2331.2337.3155.1456.1584.2775~dv.&gpp=DBAA&gpp_sid=2&client=ca-pub-3159076987794675&output=html&h=280&adk=4078785406&adf=3571191327&w=869&fwrn=4&fwrnh=100&lmt=1712579138&num_ads=1&rafmt=1&armr=3&sem=mc&pwprc=7494143082&ad_type=text_image&format=869×280&url=https%3A%2F%2Fwww.primeraedicion.com.ar%2Fnota%2F100868404%2Fatencion-mercado-pago-cuales-son-los-nuevos-limites-para-evitar-tener-problemas-con-la-afip%2F&fwr=0&pra=3&rh=200&rw=869&rpe=1&resp_fmts=3&wgl=1&fa=27&uach=WyJXaW5kb3dzIiwiMTUuMC4wIiwieDg2IiwiIiwiMTIzLjAuNjMxMi4xMDYiLG51bGwsMCxudWxsLCI2NCIsW1siR29vZ2xlIENocm9tZSIsIjEyMy4wLjYzMTIuMTA2Il0sWyJOb3Q6QS1CcmFuZCIsIjguMC4wLjAiXSxbIkNocm9taXVtIiwiMTIzLjAuNjMxMi4xMDYiXV0sMF0.&dt=1712579250794&bpp=2&bdt=2274&idt=2&shv=r20240403&mjsv=m202404020101&ptt=9&saldr=aa&abxe=1&cookie=ID%3D1519a2e84d41b67c%3AT%3D1708948796%3ART%3D1712579238%3AS%3DALNI_MZDNuqIh2gloSzKFNciVzRYeBNzzQ&gpic=UID%3D00000a0fcb7073f0%3AT%3D1708948796%3ART%3D1712579238%3AS%3DALNI_MYJydstFNzXoMnY778wLOGmDCEJyw&eo_id_str=ID%3Dac9b51e6dd904037%3AT%3D1708948796%3ART%3D1712579238%3AS%3DAA-AfjaUdXUtmXrV8KmWeDIOgPNU&prev_fmts=0x0&nras=2&correlator=4438098187128&frm=20&pv=1&ga_vid=598316774.1708948796&ga_sid=1712579250&ga_hid=1481392270&ga_fc=1&u_tz=-180&u_his=3&u_h=768&u_w=1366&u_ah=720&u_aw=1366&u_cd=24&u_sd=1&dmc=8&adx=15&ady=1632&biw=1349&bih=582&scr_x=0&scr_y=0&eid=44759876%2C44759927%2C44759837%2C31081576%2C44785293%2C95327077%2C95329438%2C95329462%2C31078663%2C31078665%2C31078668%2C31078670&oid=2&pvsid=3300041658033496&tmod=739774002&uas=3&nvt=1&ref=https%3A%2F%2Fwww.primeraedicion.com.ar%2F&fc=384&brdim=0%2C0%2C0%2C0%2C1366%2C0%2C1366%2C720%2C1366%2C599&vis=1&rsz=%7C%7Cs%7C&abl=NS&fu=1152&bc=31&bz=1&td=1&psd=W251bGwsbnVsbCxudWxsLDNd&nt=1&ifi=3&uci=a!3&btvi=1&fsb=1&dtd=7
Los $200.000 abarcan casi todas las operaciones realizadas por una persona en el transcurso de un mes calendario. Esto incluye el dinero depositado en cajas de ahorro, cuentas corrientes, cuentas de sueldo y de seguridad social, además de las transferencias recibidas. También se consideran los saldos en depósitos a plazo fijo, así como en cuentas y otros tipos de inversiones.
Consecuencias de superar los límites establecidos
Si se superan los límites establecidos, la AFIP puede requerir documentación respaldatoria que justifique los movimientos. Algunos ejemplos de documentación pueden incluir facturas, comprobantes de ingresos, recibos de sueldo, entre otros.
Por qué la AFIP vigila los movimientos en Mercado Pago
Se busca garantizar que los ingresos y gastos declarados coincidan con los movimientos de dinero realizados. Las discrepancias pueden resultar en investigaciones sobre la declaración fiscal del usuario y posibles sanciones.
Fuente: Primera Edicion
